KeepWage

Pay & take-home calculators

KeepWage is a free take-home pay calculator for the USA. Convert any hourly wage, salary, or paycheck to a yearly figure, then use the take-home calculator after tax to see your real net pay by state.

Use our free USA take home calculator to check your paycheck after tax in seconds. Jump straight to a Texas paycheck calculator, Ohio paycheck calculator, or New York paycheck calculator, estimate your Social Security tax, or work out self-employment tax on 1099 income.

Hourly → yearly

Salary → hourly

Biweekly → yearly

Weekly → yearly

Monthly → yearly

How much house can I afford?

Bonus after tax by state

Overtime pay

Is it a good salary?

Car loan payments

Sales tax by state

Investment returns ($10k invested in…)

Lottery after taxes (lump sum vs annuity)

Salary after taxes by state

Take-home calculator FAQs

How do I calculate my take-home pay?

Enter your gross wage — hourly, salary, or per paycheck — and our take home calculator subtracts federal income tax, Social Security (6.2%), Medicare (1.45%), and any state income tax to show your real net pay per year, month, and paycheck.

Is the KeepWage take-home calculator free to use?

Yes. Every pay-conversion and take-home pay calculator on KeepWage is 100% free, needs no sign-up, and works instantly in your browser.

Does the calculator cover every US state?

Yes. It models federal tax, FICA, and state income tax for all 50 states, including states with no income tax such as Texas and Florida where you keep more of your paycheck.